Investment Plan

10 questions behind a strong investment plan.

• 1.Is my portfolio actually built for my goals, or just a random collection of funds?
• 2.How much risk should I be taking at this stage of my life?
• 3.Am I invested in the right mix of stocks and bonds for where I'm headed?
• 4.Are my investment costs and fees quietly eating into my returns?
• 5.Which investments belong in which accounts to be most tax-efficient?
• 6.What should I do with old 401(k)s from previous jobs?
• 7.How do I stop reacting emotionally every time the market drops?
• 8.Do I have too much riding on any single stock or my employer's stock?
• 9.What should I do with RSUs, options, or company stock once they vest?
• 10.How often should I rebalance, and does it really matter?

• 1.Is my portfolio positioned to support withdrawals without blowing up?
• 2.What does a bad market in my first few years of retirement do to my plan?
• 3.How much should I shift toward safety as I get closer to retiring?
• 4.How do I cover near-term income and still grow the rest for the long haul?
• 5.How do I generate income from my portfolio in a tax-smart way?
• 6.How do I keep up with inflation so my money doesn't lose ground over 30 years?
• 7.What should I do with a large, long-held, or inherited concentrated position?
• 8.How do I rebalance once I'm taking money out instead of putting it in?
• 9.How much of this is meant to be spent versus left to heirs, and how does that change the mix?
• 10.How does my investment strategy stay coordinated with my income and tax plans?