Tax Plan
Keeping more of what's yours, across your whole life, not just this April.
10 questions behind a strong tax plan.
- 1.Am I making the most of every tax-advantaged account available to me?
- 2.Should I be contributing to Roth or traditional accounts right now?
- 3.How do I handle the taxes on my RSUs, options, ESPP, or other equity comp?
- 4.Can I lower my tax bill during my highest-earning years?
- 5.Am I managing capital gains and investment taxes well, or ignoring them?
- 6.Does a backdoor or mega-backdoor Roth make sense for me?
- 7.How do I use tax-loss harvesting without tripping over the rules?
- 8.If I own a business, is it structured in the most tax-efficient way?
- 9.How would moving to a different state change my tax picture?
- 10.What moves should I make before year-end to lower this year's taxes?
- 1.What order should I pull from my accounts to keep lifetime taxes low?
- 2.Should I be doing Roth conversions in the gap years before Social Security?
- 3.How much can I convert without bumping into a higher tax bracket?
- 4.How will my Social Security be taxed, and can I reduce that?
- 5.How do I avoid the Medicare premium surcharges that catch people off guard?
- 6.How do I plan around required minimum distributions before they force my hand?
- 7.Can I take advantage of the 0% capital gains bracket in low-income years?
- 8.What's the most tax-smart way to give to charity now that I'm older?
- 9.How do I pass money to my heirs without an unnecessary tax hit?
- 10.If my spouse passes first, how do I plan for the higher taxes I'd face filing single?