Healthcare Plan

10 questions behind a strong healthcare plan.

• 1.Am I choosing the right health plan for my situation each year?
• 2.Should I be using an HSA, and am I using it to its full potential?
• 3.Am I treating my HSA as a long-term investment account, or just spending it?
• 4.What's the difference between an HSA and an FSA, and which should I use?
• 5.Do I have enough coverage so one health event doesn't set my plan back?
• 6.How do I make the most of the health benefits my employer offers?
• 7.How much should I be setting aside for future healthcare costs?
• 8.What happens to my coverage if I change jobs or take time off?
• 9.How do I plan for a family member's health needs without derailing my goals?
• 10.When is it worth starting to think about long-term care, even this early?

• 1.How do I cover healthcare in the years between retiring and Medicare at 65?
• 2.When and how do I enroll in Medicare, and what are all the pieces?
• 3.Should I choose Medigap or Medicare Advantage, and what's the tradeoff?
• 4.How much should I budget for healthcare over the rest of my life?
• 5.How do I avoid the income-based surcharges on my Medicare premiums?
• 6.Do I need long-term care coverage, and what are my options?
• 7.Should I insure long-term care, self-fund it, or use a hybrid approach?
• 8.How do I use my HSA most effectively once I'm in retirement?
• 9.How do I plan for care for myself or my spouse without draining everything?
• 10.What happens to our plan if one of us needs extended care?