Brooks Wealth Management LLC (BWM)

Free Interactive Tool

How Financially HealthyAre You, Really?

Most people have a general sense of whether their finances feel "okay." The Financial Reality Check gives you something more useful a clear score across 10 areas of your financial life so you know exactly where to focus.

Based in Westlake Village, CA · Ventura County · Serving clients across all 50 states

⏱ About 8 minutes 📋 10 areas 🔒 No account required 💰 Free

Why a Checkup Matters More Than You Think

Financial health is not just about how much you earn or how much you have saved. It is about whether the different parts of your financial life are working together in a coordinated way. Most people are strong in some areas and quietly behind in others. The gaps you do not know about tend to be the most expensive ones.

Who this is for: This tool is most useful for people in their 30s and 40s with growing financial complexity higher income, multiple accounts, equity compensation, or a growing gap between what they earn and what they actually keep. If your financial life has gotten more complicated in the last few years, this is a good place to start.

The 10 Areas It Covers

Each area is scored individually so you can see at a glance which parts of your financial picture are solid and which ones need work.

1
Cash Flow & Spending

Are you living within your means and building toward your goals, or just keeping up?

2
Emergency Reserves

Do you have the right cushion for your income, lifestyle, and risk exposure?

3
Debt Management

Is your debt structured in a way that supports your long-term plan, or working against it?

4
Investment Strategy

Is your portfolio aligned with your goals, timeline, and actual risk tolerance?

5
Tax Efficiency

Are you using the right accounts and strategies to minimize what you owe each year?

6
Retirement Readiness

Are you on track and do you actually know what "on track" means for your situation?

7
Insurance & Risk

Are the right protections in place for your income, family, and assets?

8
Estate Planning Basics

Do you have the foundational documents in place will, POA, beneficiary designations?

9
Equity Compensation

If you receive RSUs, options, or ESPP shares, are you managing them intentionally?

10
Overall Coordination

Are all the pieces working together, or are decisions being made in isolation?

What You Get at the End

After completing the checkup, you receive a personalized score for each of the 10 areas along with a summary of where to focus first. The output reflects your specific answers, not a generic report.

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A score for each of the 10 areas

See at a glance which parts of your financial life are solid and which ones have room to improve.

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A clear priority list

The results highlight the areas most likely to have a meaningful impact on your financial trajectory.

Done in about 8 minutes

No account required, no information shared. Just an honest look at where things stand right now.

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A starting point for a real conversation

If the results surface areas that need deeper attention, that is exactly what a planning conversation is for.

A Note on What This Is Not

The Financial Reality Check is a diagnostic tool, not financial advice. It is designed to help you understand your situation more clearly, not to replace a comprehensive financial plan. Think of it as a starting point, not a finish line.

Take the Financial Reality Check

10 areas. A personalized score in about 8 minutes.

Take the Checkup →

No cost. No account required. No obligation.

Want to talk through what your results mean?

Book a Free Consultation

This tool is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Results are based solely on the information you provide and should not be used as the basis for any financial decision without consulting a qualified professional. Brooks Wealth Management LLC is a registered investment adviser. CRD #332237.

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