A lot of financial advisors charge $$$ for your first financial plan—I don’t. Why? Because I believe financial planning should be the foundation of our relationship, not a sales pitch. My goal is to ensure we’re the right fit for each other before any commitments are made.

Access to RightCapital

As part of your complimentary financial plan, you’ll gain access to RightCapital, a powerful financial planning tool. With RightCapital, you can:

• Organize Your Finances: Get a clear picture of your assets, liabilities, and cash flow all in one place.
• Visualize Your Goals: See how your financial plan aligns with your retirement, investment, and lifestyle objectives.
• Run “What-If” Scenarios: Test different strategies, such as retiring earlier, increasing savings, or making large purchases, to understand their impact on your future.
• Stay Informed: Track your financial progress and make more confident decisions with real-time insights.

RightCapital is designed to simplify your financial planning experience, making it easier to understand your current position and future opportunities. It’s an essential tool to help you take control of your financial journey.

A Comprehensive Tool for Risk Assessment and Portfolio Analysis

Gain access to Nitrogen (formerly known as Riskalyze), a powerful software designed to help align your financial plan, risk tolerances, and portfolio seamlessly. By quantifying risk with its signature Risk Number® framework, Nitrogen enables financial advisors to tailor investment strategies that match your comfort level while staying aligned with your long-term financial goals.

Beyond risk assessment, Nitrogen offers features for back testing and analyzing your portfolio’s diversification and efficiency. These tools provide valuable insights into how your portfolio may perform under various market conditions, helping to ensure it remains optimized and resilient.

Leverage Nitrogen to bring your financial plan, risk profile, and portfolio together in perfect harmony, creating a strategy that is as personalized as it is effective.

Valuable Takeaway

Financial planning together begins on a trial period designed to help us determine if we’re the right fit. During this time, we’ll work together to explore your financial situation and discuss strategies tailored to your goals. If, at the end of the trial, you decide not to move forward, I will still provide you with a detailed document summarizing everything we discussed. This includes actionable recommendations on what I would do if I were in your shoes.

I have included a sample summarized financial plan below. This sample is for illustrative purposes only and is not based on any real client situation. My goal is to ensure you walk away from the trial with clarity, confidence, and a plan—whether or not we continue working together.

Master List of Considerations and Recommendations

A truly comprehensive financial plan leaves no stone unturned. At Brooks Wealth Management, we believe that every financial strategy, investment decision, and tax planning technique should be carefully evaluated to determine if it fits your unique situation. Our Master List of Considerations and Recommendations serves as a guide to the wide array of strategies that could potentially benefit your financial future.

It’s important to understand that there are no inherently “bad” strategies—only poor timing or misaligned implementation. Unfortunately, in a commission-driven world, financial recommendations often reflect what’s most profitable for the broker rather than what’s best for the client. As a 100% fiduciary firm, we approach every recommendation with your best interests in mind, free from conflicts of interest. This ensures that every strategy we consider is evaluated not just for its potential merits, but for how well it aligns with your goals, timing, and overall plan.

This list is not a prescription but a framework. It reflects the commitment we bring to exploring every possibility, so your financial plan is as robust and tailored as possible.